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Still Banking With The Big Banks? Here’s Why You Should Consider Some More Ethical Options

If you believe in the power of voting with your dollar, then it’s time to take a look at your bank and what your dollars are actually supporting.

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Do you consider yourself a socially conscious person? Are you someone who stays up to date on current events, researches what’s going on in the world, and knows which companies are contributing to our world’s problems and which are working to solve them? If you said yes, then it sounds like you are a conscious consumer and understand the power of voting with your dollar and putting your money where your mouth is… but — where do you put your money? Which bank do you use? This is something many of us don’t even consider, but just like anywhere else you put your money, the bank you choose to support with your dollars matters.

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This is something that I myself am just learning the importance of now, as I have recently begun researching the best places for storing my dollar bills. Not that I have a lot of them by any means, but still, I want them to be supporting things that I myself would support, which does not include a machine fuelled by greed — no matter the cost.

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This idea of taking your money out of the big financial giants really came into my reality around the time of the Dakota Access Pipeline protests, when people were withdrawing their money en masse. Protesters came to understand that, by giving their money to the big banks, they were actually contributing to and supporting the very oil giants t hey were fighting so hard to stop.

What Would Happen If We All Took Our Money Out of the Banks?

This is the thing that is a little scary to consider. When you put your money in a bank, it doesn’t just sit there, patiently waiting for you to decide to spend it. It is being invested at high levels. If you choose to, you can actually get involved in that game and potentially profit from your money rather than letting it collect dust, but again, it is up to you to be aware of what your money is actually going to support if you should choose to do that. If everyone were to take out their money from their banking institutions, the banks would essentially collapse. Those who were late to the money party, moreover, wouldn’t get their money back, because once in a bank, it’s technically under the bank’s control, and they do not hold it all in a safe waiting to be returned to customers.

Now, there are some other options, the most obvious being to keep all your money in cash format, but in this day and age, that is becoming increasingly less practical, as we need credit cards for so many things, and carrying a lot of cash is both inconvenient and risky.

So, Where Should You Keep Your Money?

Enter “Green banks.” Sometimes referred to as a green investment bank, clean energy finance authority, or clean energy finance corporation, a green bank is a public financial institution that uses innovative financing techniques and market development tools in partnership with the private sector to accelerate the deployment of clean technologies. This is one option.

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But there are also a number of other socially responsible banks that you can choose from that invest the money they receive into ethical and sustainable businesses that truly have the consumer and the planet in mind.

Consider Credit Unions

You can also consider credit unions, whose model is people before profits. They use a co-operative model, which means any profits they make are reinvested back into the credit union to serve the members better, and some of these benefits are shared directly with their members and the community.

There are a lot of misconceptions around credit unions. People think they don’t have good online banking services, use mobile apps, or offer ATMs, but that simply isn’t the case. Most credit unions have all of these perks and more. Essentially, a credit union can do anything a bank can do, but it all revolves around you as the customer. Check out this cute video from Vancity that describes the difference between credit unions and banks:

Thinking About Making a Switch?

It’s a lot easier than you think. You can walk into your bank and tell them you want to close your account, and that’s that. Of course, if you have any loans or mortgages with your bank, the process becomes trickier, but it’s not impossible. Here are some simple steps, courtesy of GreenAmerica.org,

10 Steps  ToBreak Up With Your Mega Bank:

1. Find a new community development bank or credit union. As you research your new bank, be sure to ask about fees, services, and the details about the banking products you need. Make sure the institution you select is FDIC or NCUA-insured.

2. Open your new account with a small deposit while keeping your normal mega-bank account open. Order the products you need such as checks, debit cards, and deposit slips.

3. Make a list of any of your automatic deposits like your paycheck, or auto-withdrawals, like your bills.

4. Move your automatic deposits to your new account. If you have direct deposit for your paycheck, ask your employer to transfer your paychecks to your new account (you will likely need to provide a voided check from your new account to your employer). The same holds true for Social Security payments or other forms of income you receive automatically into your account. Ask for the date on which the payment to your new account will take place.

5. Move your automatic withdrawals to your new account (you will likely need to provide the routing and account numbers at the bottom of your checks). When you know that sufficient funds will be in your new account, transfer your automatic payments so that they are now deducted from your new account. Ask for the date on which the payments from your new account will begin. It’s wise to leave a small amount of cash in your mega-bank checking account for a month after you think you have shifted your deposits and withdrawals to your new bank or credit union to guard against any unforeseen circumstances like checks you wrote that hadn’t been cashed, or payments you forgot about.

6. If you have only online banking through your mega-bank, take screenshots of statements or print them out. Save them for your records and keep canceled checks you may later need.

7. Transfer the final funds from your mega-bank account to your new account – once you have all your automatic deposits and payments transferred and any last checks have cleared your old account. Electronic transfer of these final funds to your new account is usually the fastest and safest method to use.

8. Close your mega-bank account. Once the last remaining funds in your old account have transferred to your new account, follow the bank’s procedures for closing accounts. Obtain written confirmation that your account is closed.

9. Inform your bank why you are breaking up (You can use our sample letter as a guide).

10. Encourage your congregation, workplace, or alma mater to use a community development bank or credit union if they do not already do so. Also, if you are on the boards of any nonprofits, or live in a condo or housing co-op, you can encourage these organizations to switch too. For colleges and universities, turn to Responsible Endowments Coalition.

Final Thoughts

If you believe in the power of voting with your dollar and putting your money where your mouth is, then this is the next important step you can take. There are many aspects of our system that aren’t working, and we know it, but the good news is, we do not have to participate in these parts of society that no longer serve us. We can take responsibility for our own lives and our  actions and make a powerful impact wherever we leave our money. We always have a choice, and a vote, because every time we spend money, even at a bank, we are casting a vote for the type of world in which we want to live.

Much Love

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Judge Orders The Dakota Access Pipeline To Be Shut Down

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In Brief

  • The Facts:

    On Monday, A U.S. District Court ordered Energy Transfer LP to shut down and empty their pipeline, known as the Dakota Access Pipeline.

  • Reflect On:

    Why do we continue to use outdated and unnecessary means for energy production. Why is our economy an oil based economy when it doesn't have to be? Why do we have solutions that never see the light of day?

What Happened: On Monday, A U.S. District Court ordered Energy Transfer LP to shut down and empty their pipeline, known as the Dakota Access Pipeline.  It just so happens to be their largest one, and it also represents a big win for Native American’s and the Standing Rock Sioux Tribe, as well as citizens from all over the world who have fought the line’s route access through a critical water supply.

It’s amazing how many years have already passed since there was a mass gathering in North Dakota to stop this pipeline. Corporate America brought in the police to try and disperse the gathering. One night, a small plane spraying unknown substances flew over the gathering at night, I know this because I was there, along with CE founder Joe Martino.  There were SWAT teams everywhere. All of this for a peaceful gathering? We spent days covering the story, and all we saw was intimidation, violence, and psychological warfare tactics in order to disperse the crowd so that the company could continue building their pipeline.

This always seems to happen to peaceful protestors.

Corporate America eventually got what they wanted. Many people were thrown in jail, people were injured, all resulting from a peaceful protest. The gathering was shut down and the fight to stop the pipeline went to court, during which time the pipeline was in full operation.

Bloomberg is reporting that the pipeline must be shut down by August 5th.

The U.S. District Court for the District of Columbia said a crucial federal permit for Dakota Access fell too far short of National Environmental Policy Act requirements to allow the pipeline to continue operating while regulators conduct a broader analysis the court ordered in a previous decision. The ruling scraps a critical permit from the Army Corps of Engineers, and requires the pipeline to end its three-year run of delivering oil from North Dakota shale fields to an Illinois oil hub. Judge James E. Boasberg said Dakota Access must shut down the pipeline and empty it of oil by Aug. 5.(source)

We will have to wait and see if The Army Corps and Justice Department intends to appeal the decision.

Why This Matters

This goes to show what we can do when we come together. Despite the fact that it’s taken years, and damage has been done, look what’s happened, it’s been halted once again. That being said, at the time the pipeline was being built and during the period it was moving oil, it was quite clear that citizens around the entire planet were against this. So I ask you, do we live in a democracy? Do citizens really have any influence at all on decision making, or is our consciousness manipulated to accept certain measures, like pipelines, as necessary? Why doesn’t planet Earth come first? Why does it take cutting through so much red ape, and so much time to try and stop such measures? What kind of system have we created for ourselves? One that protects the corporations and punishes the citizenry and mother Earth?

We don’t have to accept this.

The coronavirus is another great example of what we are capable of. Despite the fact that we were forced into lockdown by governments, billions of people, together, still collectively did it. The point is, we can accomplish great things together, as one. Imagine if billions of people around the world decided the world should shut down for one week in order to, clean up our oceans for example.

Why don’t our governments do that?

We can do anything, we have unlimited potential. We are in a time where we are being asked to wake up, come together, re-imagine our reality, discuss it, explore it, build it and use our potential to create a human experience where everybody can thrive, including mother Earth. And yes, it’s possible, we have the solutions and they’ve been available for years. The only issue is human consciousness, and the barriers we’ve built that prevent these solutions from manifesting.

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Bill Gates: ‘Certificates For The Vaccinated Will Be Created To Help Facilitate Global Travel’

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In Brief

  • The Facts:

    A few months ago, Bill Gates hinted to the idea that those who aren't vaccinated may not be able to travel.

  • Reflect On:

    Do we really live in a democracy when so many decisions are made without the consent of the majority of the citizenry?

According to Bill Gates,

“Eventually what we’ll have to have is certificates of who’s a recovered person, who’s a vaccinated person […] Because you don’t want people moving around the world where you’ll have some countries that won’t have it under control, sadly. You don’t want to completely block off the ability for people to go there and come back and move around. So eventually there will be this digital immunity proof that will help facilitate the global reopening up.” (source)

He expressed his predictions in an interview (linked above) that took place a couple of months ago. In the interview he also suggested that people should have some sort of digital identification that shows their vaccination status, and that people without this type of “proof” wouldn’t be able to travel.

Whether these intentions are for the coronavirus vaccine or perhaps some other medication down the road, this pandemic is a great example of how close we can come and are coming to mandating ‘medicine.’

It’s no secret that vaccine hesitancy is at all all time high right now, there is a growing hesitancy among scientists and physicians as well, which is why some of them are coming together to support informed consent in a world that continues to grow full of vaccine mandates. This was a sentiment recently expressed at the World Health Organization’s vaccine safety summit. You can read more about that here and access a link to the full conference if interested.

Vaccine hesitancy will no doubt result in a large portion of many populations that do not receive the vaccine. To me, it’s quite clear that for these reasons governments will not, and cannot fully, mandate the vaccine, but when it comes to travel and perhaps other public activities, they may do so if we continue to allow it.

Or perhaps they are still warming people up to the idea of a mandated vaccine? Are mandatory masks in public settings a precursor to a mandatory vaccine in a public setting? 

Why This Matters

It’s important to recognize and acknowledge what happens when we give our power away to government health authorities. Decisions are made for us that are not always agreeable to a large minority, and in some cases sometimes it seems like a majority of the population. When it comes to vaccines, despite the fact that there are many injuries and many safety concerns, many of them are required for children to go to school.

This is why the so many people have been questioning vaccines so deeply. Regardless of what government and media say, it’s not about “pro-vax” or “anti-vax,” it’s simply about looking at the science and acknowledging the fact that vaccines are not a one size fits all product.

For example, according to a MedAlerts search of the FDA Vaccine Adverse Event Reporting System (VAERS) database, as of 2/5/19, the cumulative raw count of adverse events from measles, mumps, and rubella vaccines alone was: 93,929 adverse events, 1,810 disabilities, 6,902 hospitalizations, and 463 deaths. The National Childhood Vaccine Injury Act has paid out approximately $4 billion to compensate families of vaccine-injured children. As astronomical as the monetary awards are, they’re even more alarming considering HHS claims that only an estimated 1% of vaccine injuries are even reported to the Vaccine Adverse Events Reporting System (VAERS).

That’s just one of many examples.

Why don’t our federal health regulatory agencies acknowledge the concerns people are having about vaccines instead of simply using ridicule and character assassination? Why is there a campaign to paint those who question vaccine safety as conspiracy theorists?

For example, The Physicians for Informed Consent (PIC), a group of doctors and scientists from around the world who have come together to support informed consent when it comes to mandatory vaccine measures put out some excellent downloadable PDF’s with regards to the MMR vaccine. One of them deals with “what parents need to know about the measles vaccine” and another one presents the information that has them questioning if the MMR vaccine is safer than the measles. They point out that the chances of dying from measles and make many comparisons to the vaccine. You can can read more about that here.

Are these doctors and scientists truly just “conspiracy theorists?”

The Takeaway

There will be a in the next generation or so a pharmacological method of making people love their servitude and producing dictatorship without tears, so to speak, producing a kind of painless concentration camp for entire societies so that people will in fact have their liberties taken away from them but will rather enjoy it. – Aldous Huxley

Not only is the comment above coming true, many of us seem to enjoy it because our consciousness is suppressed to the point where we feel it’s necessary. With vaccines, and now masks, many people feel that one has a responsibility to follow mandates because we are made to believe that it protects other people. The idea that an unvaccinated child is a danger to a vaccinated child is also very flawed. Sure, if we had vaccines that were 100 percent safe and 100 percent effective we could perhaps achieve herd immunity through a vaccine, but vaccines have been around for decades and we have not yet we still have achieved herd immunity through them.

At the end of the day, people are made to feel like they are uninformed and mistaken for questioning the status quo. Is this the type of world we want to live in? One that seems to be guarded by the ‘ministry of truth’ or, in this case, a digital authoritarian Orwellian ‘fact-checker’ that’s patrolling the internet silencing some of the world’s foremost experts on this topic? One where a view that opposes our government regulatory agencies, one that is backed by evidence, is punished and ridiculed?

What’s really going on here, and why, as a collective, do we accept it? If billions of us can come together and agree to a lockdown, or at least comply to it, then why can’t we come together for all of the other important issues that need our attention? Why do we only do what we are told to do by our governments? Why do we continue to give our power away and hand over our trust to entities that seem to be lacking connection and care? Why do we constantly rely on these entities to take care of our problems for us and make decisions for us?

Today, it’s not about executing the will of the people, it’s about controlling the will of the people and convincing them your actions are justified. This is what Bill Gates, among other very powerful people, seem to be doing right now.

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The US Prosecutor Wants Prince Andrew To Speak With The FBI After Ghislaine Maxwell’s Arrest

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In Brief

  • The Facts:

    U.S. attorney Audrey Strauss, who is involved in working Ghislane Maxwell's case, welcomes Prince Andrew's co-operation with the FBI.

  • Reflect On:

    Will Prince Andrew be the only high profile person to go down? Could this be a dam that breaks to truly has the majority of the population questioning the character of many people in positions of power? Will this spur conscious self-governance?

What Happened: Jeffrey Epstein’s right hand person, Ghislaine Maxwell was recently arrested on charges connected to Jeffrey Epstein with regards to child sex trafficking and abuse. Now, the acting U.S. attorney Audrey Strauss, said U.S. prosecutors would “welcome Prince Andrew coming in to talk to us” during a press conference announcing the charges against Maxwell on Thursday, as many media outlets are now reporting.

“We would like to have the benefit of his statement,” Strauss told reporters. Virginia Roberts Giuffre, a survivor of Epstein’s abuse, has claimed he and Maxwell trafficked her to have sex with Prince Andrew three times when she was 17 in 2001.

This isn’t the first time the Royal Family has been implicated in such activity. A member of the Royal family was claimed to be part of a suspected pedophile ring under investigation by the police in the late 1980s, a former Metropolitan police officer has said.  The officer was told by a detective sergeant that the investigation into the ring, which was also claimed to include an MP, was shut down for national security reasons. “I was in a car with two other vice squad officers … The detective sergeant said he had just had a major child abuse investigation shut down by the CPS regarding a royal and an MP,” he told the Sunday Mirror newspaper. “He did not mention names, but he said the CPS had said it was not in the public’s interest because it ‘could destabilise national security’.”

In fact, there are many examples from many different countries within Europe that correlate with elite level pedophilia and not only sexual abuse of children, but physical abuse as well as the murder of them. Multiple Royal Families have been implicated, as well as Vatican Personnel, high ranking global leaders, politicians and more.

This is not to say all are involved, but from the outside looking in, it seems a significant amount are.

If you want to dive deeper into the topic and see more examples, you can refer to this article I published a few months ago.

We have also interviewed a survivor of elite pedophile rings like the one Epstein and Maxwell ran. Her name is Anneke Lucas and you can watch her full testimony here on CETV.

You can also watch a recent documentary called Out of Shadows that explores this topic in detail on CETV as well.

If you want to read more about Epstein ad Maxwell, you can do that here.

Jeffrey Epstein, Harvey Weinstein & Ghislaine Maxwell pictured together at Prince Beatrice’s 18th birthday party. Beatrice is the daughter of Prince Andrew obtained by the Sun.

 

Why This Is Important

Could Maxwell’s arrest bring down more high profile people? It could, and that’s why it’s important. With this, the collective would really see how far this goes and we would have the opportunity to ask ourselves why high profile people are involved, and why there is such a big cover up. Further, we could explore why we support these people making major decisions for the human race with regards to political policy that governs all aspects of life, from health, to education and more.

If politicians ad high profile individuals are in fact involved in this, which survivors of their rings commonly claim, we are giving our power over to people who are in a state where they lack empathy and connection, and are capable to doing thigs the general public would never dream of doing to others. This is why more people are starting to really explore this topic, because it changes how we go about giving our power to people like this.

The Takeaway

Humanity is in a process of ‘Breaking the Illusion’ we have come to accept about our reality. We have been living from a collective story that states we elect good people into government, and they act in our best interest. This categorically is not the case, and part of our collective awakening to creating solutions that can make our world thrive is waking up from this illusion we have chosen to accept.

People are beginning to learn en masse that high profile figures are involved in such acts like extreme occult rituals, sex trafficking and pedophilia, and they are beginning to wonder why.

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